I would not recommend this company or service to anyone that is looking for a credible search engine. They rip you off and auto charge your credit card account for a "monthly subscription fee" even after you cancel.
“How can a company keep posting false and extremely damaging information about people and get away with it? How many jobs did I miss out on because they claimed that I have a criminal record, which is completely FALSE! They removed most of my information upon request, but how many people have seen it already? This is horrible defamation and nobody does anything about it. This former customer recommends, avoid at all costs.” My email account which had previously been effectively clear of all spam, suddenly was inundated with spam emails following my business dealings with this company. “This company collects user data and sells it to spammers. Here are some of the BBB reviews and complaints against Instant Checkmate: If you’re on this page, chances are you are just like the many consumers out there who have a problem with Instant Checkmate, including where information like a credit card or cell phone number is concerned. Companies, like Instant Checkmate, want you to give away your rights to file a lawsuit in court because in arbitration, Instant Checkmate has an advantage and can escape accountability. However, forced arbitration is a bad thing. Voluntary arbitration can be an effective way to resolve a dispute. Therefore, lawsuits filed against Instant Checkmate are actually filed in arbitration with the American Arbitration Association. Instant Checkmate’s Terms of Service has an arbitration clause. Instant Checkmate is one of those companies. A lot of companies these days have arbitration clauses. Most of the lawsuits filed against Instant Checkmate are based on the Fair Credit Reporting Act. PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. If you want to know just how unhappy consumers are with Instant Checkmate, take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). Old and negative information – Most types of outdated negative credit information, such as foreclosures, judgments, liens, lawsuits, and bankruptcy, can be removed after about seven years. Duplicate information – Some accounts or transactions may be listed more than once in your credit report, and it’s helpful to ensure that your report is duplicate-free to avoid appearing to have more debt or credit-related problems than you do. Wrong information – Untrue information such as criminal records, driving records, accounts you did not open, judgments for lawsuits that didn’t involve you, or debts you did not incur can be permanently removed from your credit report. These inaccuracies come in three common forms: Under the Fair Credit Reporting Act FCRA, you have a legal right to dispute and remove inaccurate information from your credit report. Instant Checkmate Mistakes on my Background Check These checks also provide a wealth of information beyond simple criminal histories, such as employment history, residence history, credit reporting, and watch list/sex offender registration. These background checks help ensure the safety of both employees and clients, as well as the company itself they ensure that the candidate is indeed fully qualified for the position and they ensure that a candidate’s criminal history can be evaluated, if necessary. Employment screening background checks are for potential employees – typically for the candidate/s most likely to be hired – to determine if the candidate is suitable for the position. We’re here 24/7! What is an Employment Screening Background Check?Īn employment screening background check is more thorough than a records search or criminal history check. *If you are not having any luck with AccuFacts, contact us at 88. Instant Checkmate specializes in providing public record information for consumers, and background screening-related records consist primarily of a range of criminal records. Founded in 2010, this agency has been accredited by the Better Business Bureau (BBB) since 2014 but has received numerous complaints via the BBB for a variety of service problems. Instant Checkmate is an online background check service based in San Diego, California. You won’t owe us a dime for our services. If Instant Checkmate has violated the law, you will get money damages, a fixed credit report, and Instant Checkmate will pay your attorney’s fees and costs. You have rights under the law, and we will help you enforce those rights. Credit reporting agencies, like Instant Checkmate, cannot report inaccurate information in your credit report.
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